Credit cards are one of the best financial products if it is used smartly. TalentPie Experts have written a very good analysis on How to use credit card smartly. Let's look at some of the major points

1. Use only 30 percent of your credit limit
2. Never withdraw cash from a credit card
3. Don’t fall into the trap of paying a minimum amount
4. Do not spend what you cannot afford
5. Automate credit card bills

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Link: https://talentpie.com/best-5-ways-to-use-credit-card-smartly/